I. Loans to individuals secured by a mortgage
Current values of the Reference Interest Rate (RPI) of Texim Bank AD for loans to natural persons in BGN and EUR, secured by a mortgage effective from 15.02.2021:
■ BGN – 0.10%
■ EUR – 0.09%
The reference interest rate (RPI) is a reference interest index, calculated according to the methodology announced by the Bank for determining the RIP on loans to natural persons secured by a mortgage.
Methodology for determining the RLPik on loans to natural persons secured by a mortgage.
Archive “Reference interest rate, loans to natural persons secured by mortgage”
II. Loans to individuals
1. The effective values of the Reference Interest Rate (RPI) of Texim Bank AD for loans to natural persons in BGN and EUR effective from 15.02.2021, as follows:
■ BGN – 0.10%
■ EUR – 0.09%
The reference interest rate (RPI) is a reference interest index calculated according to the Methodology for determining the RPI on loans to individuals announced by the Bank.
The reference interest rate for loans to Individuals is determined based on a combination of publicly disclosed indicators published by the BNB in the “Interest Statistics” section.
Methodology for determining the RLP for loans to individuals
Archive “Reference interest rate”
2. The effective values of the Basic Interest Rate (BIP) of Texim Bank AD for loans to natural persons in BGN and Euro effective from 17.08.2020. as follows:
■ BGN – 0.62%
■ EUR – 0.62%
The base interest rate (BIP) is a reference interest index, calculated according to the Methodology for determining the BIP on loans to individuals announced by the Bank.
The base interest rate on loans (BLP) for Individuals is determined based on a combination of publicly disclosed indicators published by the BNB in the “Interest Statistics” section.
Methodology for determining BLP on loans to natural persons
Archive “Base Interest Rate”
Methodology of TEXIM BANK AD for determining the Basic Interest Rate (BIP)
used to determine the interest rate on personal loans (archive)
III. Loans to legal entities
The interest rates on loans to legal entities of TEXIM BANK AD are determined by the BLP for legal entities in leva, euro and US dollars, valid for the respective type of loan and contractual allowance. The BLP is calculated according to the Methodology for determining the BLP on loans to legal entities announced by the Bank.
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