Promotional consumer loan

Credit calculator

Promotional credit up to EUR 35 000 for customers with insurance income over EUR 700 when transferring salary to an account in the Bank and using the additional products listed below! No application processing and approval fees ! Promotion period until 30.06.2026.

Currency

17 750
2508 93817 62626 31435 000
63 months
3 months120 months
  • I wish to take out life insurance%0.20Special interest rate discount
  • I want to use Texim Mobile for mobile banking%0.10Special interest rate discount
  • I am a client of Pension Insurance Company SAGLASSIE%0.10Special interest rate discount

Monthly installment
325.02 EUR (635.68 BGN)

Variable interest rate
5.50%

Life insurance for the first year
134.90 EUR (263.84 BGN)

Monthly tax for debit account
1.30 EUR (2.54 BGN)

Annual percent of the expenses
6.76%

Total
20 998.79 EUR (41 070.06 BGN) Total amount due:Total Amount Due (Principal, Interest, Fees, Life Insurance)

Please note that the calculations are exemplary and do not constitute a loan offer. It is possible to offer you different conditions, customized according to your needs. The values in BGN, presented in brackets, are indicated for the purposes of double designation within the meaning of the Law on the Introduction of the Euro in Bulgaria and are calculated at the rate of 1.95583 BGN/EUR.

Promotional loan with salary transfer

Amount

Minimum amount
250 EUR

Maximum amount
35000 EUR

Term

Minimum term
3 months

Maximum term
120 months

Annual interest

from
5.5%

The annual interest rate is variable and is formed by the RLP on loans to individuals in EUR and a fixed allowance. It is determined individually for each client, depending on the creditworthiness.

Representative example

Amount
35 000 EUR (68 454.05 BGN)

Term
120 months

Monthly payment
379.84 EUR (742.91 BGN)

Annual Percentage Rate (APR)
6.61%

Monthly Debit Card Account Fee
1.30 EUR (2.54 BGN)

Total Amount Due (Principal, Interest, Fees, Life Insurance)
47 319.85 EUR (92 549.59 BGN)

Advantages

  • Individual offer

    Customized according to your financing request.

  • Flexible terms

    No fee for partial or full early repayment at any time.

  • Life insurance

    Peace of mind and protection for you and your family in the event of unforeseen events.

  • Mobile banking

    Free mobile banking to access the Bank 24/7.

  • Fast approval

    Within 2 hours of submitting a loan request.

  • Minimum documents

    Apply at a convenient Bank office with an ID card.

  • Choice

    Various products and services, discounts, and promotions.

  • Preferences

    HomeMax Credit Card with no monthly or annual service fees.

Useful information

“Texim Bank” AD does not apply General Terms and Conditions to bank credit agreements under the Consumer Credit Act.