Consumer loan for refinancing

Credit calculator

Manage your loan payments wisely by combining them into one loan with one monthly payment! Get up to EUR 35 000, for 10 years, with a response within 2 hours! See our special conditions for salary transfers!

Currency

17 750
2508 93817 62626 31435 000
63 months
3 months120 months
  • Salary transfer%Special offer 1transfer of salary, pension
  • Individual life insurance%Special offer 2when concluding individual life insurance
  • Client of Pension Insurance Company SAGLASSIE%Special offer 3for clients of SAGLASSIE
  • Mobile banking registration%Special offer 4When registering for mobile banking of Texim bank

Monthly installment
325.02 EUR (635.68 BGN)

Variable interest rate
5.50%

Life insurance for the first year
134.90 EUR (263.84 BGN)

Monthly tax for debit account
1.30 EUR (2.54 BGN)

Annual percent of the expenses
6.78%

Total
20 998.79 EUR (41 070.06 BGN) Total amount due:Total Amount Due (Principal, Interest, Life insurance, Fees)

Please note that the calculations are indicative and do not constitute a commercial offer. It is possible to offer you different conditions, customized according to your needs. The amounts in BGN indicated in brackets are shown for dual display purposes under the Law on the Introduction of the Euro in Bulgaria and are calculated at an exchange rate of 1.95583 BGN/EUR.

Consumer Loan for Refinancing

Amount

Minimum amount
250 EUR

Maximum amount
35000 EUR

Term

Minimum term
3 months

Maximum term
120 months

Annual interest

from
5.5%

The annual interest rate is variable and is formed by the Bank's Reference Interest Rate (RPI) for loans to individuals in euro and a fixed allowance. It is determined individually for each borrower.

Representative example with salary transfer

Amount
35 000 EUR (68 454.05 BGN)

Term
120 months

Monthly payment
379.84 EUR (742.91 BGN)

Annual Percentage Rate (APR)
6.61%

Monthly Debit Card Account Fee
1.30 EUR (2.54 BGN)

Total Amount Due (Principal, Interest, Fees, Life insurance)
47 319.85 EUR (92 549.59 BGN)

Advantages

  • 1

    Personal offer

    Made for you in accordance with your financing needs

  • 2

    Flexible terms

    No fee for partial or full early repayment at any time

  • 3

    Life insurance

    Peace of mind and protection for you and your family in the event of unforeseen events

  • 4

    Mobile banking

    Free mobile banking to access the Bank 24/7

Useful information

“Texim Bank” AD does not apply General Terms and Conditions to bank credit agreements under the Consumer Credit Act.