VISA Platinum credit card
The world of privileges awaits you!
- You have a personal banker
- You benefit from an interest-free grace period of up to 60 days
- Access to business lounges at over 850 airports worldwide
Exclusive offers
- Premium offers for you from MDL. With every payment with your platinum credit card, you get a discount of 10% in some of the listed shops. Learn more about exclusive brands here.
- Personal assistant program – one call, many privileges!
- More information about the exclusive offers with the Visa Platinum card can be found here
- Register your premium card on the myVisa platform and learn about the special benefits and offers you can enjoy with your card in Bulgaria and around the world
Some of the documents are currently only available in Bulgarian. We apologize for any inconvenience this may cause and are actively working on translation for wider accessibility.
Special discounts for you from Bulgaria Air and VISA Platinum
5 % discount
5% discount for purchases of commodities on board the Merchant’s aircraft
More luggage
Entitlement to twice as much luggage with every Bulgaria Air flight
Advantages
- Free Travel abroad assistance insurance with extremely high levels of insurance coverage.
- Free membership in the LoungeKey Associate+ program, which provides preferential price access to VIP lounges at over 850 airports worldwide.
- Free access to Vienna Airport’s Vienna Lounge and Sky Lounge
- Discounts at hotels, restaurants, and other merchants worldwide.
- Discounts at several shops, hotels, and restaurants in Bulgaria.
- High levels of transaction limits.
- Possibility to register the card for Automatic payment of bills from a card.
- Additional protection for online payments 3D Secure.
- Register your premium credit card at myVisa and learn about special deals and offers you can take advantage of with the card in the country and abroad
- Free access to Sofia Airport VIP lounge*
* Services are provided by Visa Bulgaria or Visa Europe. For the most up-to-date information, terms, and conditions of the offers, please visit visabg.com.
General terms for issuing international revolving VISA Platinum credit cards
Additional operations with credit cards MasterCard Standard
According to TEXIM BANK AD tariff
Standard transactional limits on Visa Platinum credit cards by Texim Bank.
| Visa Platinum | |||
| Transactions in Bulgaria | Purchase of goods and services | Cash withdrawal | Total |
| EUR | EUR | EUR | |
| Max. per transaction | 12 500 | 5 000 | |
| 24-hour limit | 12 500 | 5 000 | 12 500 |
| 7-day limit | 35 000 | 10 000 | 35 000 |
| Transactions outside of Bulgaria | |||
| Max. per transaction | 15 000 | 5 000 | |
| 24-hour limit | 15 000 | 10 000 | 15 000 |
| 7-day limit | 40 000 | 15 000 | 40 000 |
| Number of transactions per 24 hours | 40 | ||
| Number of transactions per 7 days | 70 | ||
| Max. number of PIN entries | 3 | ||
If you wish, you can set individual limits at any time, tailored to your abilities.
- The maximum grace period for purchases is up to 60 days since if a certain purchase is made on March 1, the repayment of the obligation can be made until April 30.
- If you choose to repay only a part of the obligation, formed during the previous month, interest is charged on the number of purchases from the date of the transaction.
- The obligations, formed from cash withdrawal, do not have a grace period, meaning the charged interest always begins on the date of the transaction.
- If the obligations from the previous period are smaller than the minimum repayment due, then you owe an amount equal to the amount of the obligation.
- In the event of non-payment of the minimum repayment (determined for the respective credit limit), the unpaid part of the obligation is charged with the corresponding overdue interest.
Repayment:
- In every Texim Bank offices
- Through the mobile app
- Through online banking
- Through automatic repayment from another bank account
- Transfer to account
- General terms of TEXIM BANK AD
- Your rights when making payments in Europe
- Your funds on bank accounts in BGN and foreign currency and the interest charged on them, opened in TEXIM BANK, in a total amount of up to BGN 196,000 are protected by Bulgarian Deposit Insurance Fund
- Travel abroad assistance insurance
- Credit limit + service – the ability to use the card with both the assigned credit limit and the available funds on the account, transferred over the limit.
- My limit service – the ability to choose for yourself what part of the allocated credit limit should be available for credit card transactions.
- SMS for card transactions
- SMS for card balance
- Automatic repayment of the credit card obligations
- 3DS online payments
- Acceptance or denial of Internet transactions through Texim Bank mobile banking
- Automatic payment of bills from a card
- Online bills payment
- B-Pay card payment at an ATM
Additional options, advantages, and recommendations
3DS Online payments
- Maximum safety for the online payments
- You confirm payments through static and dynamic passwords or biometric authentication
Safety tips
- When withdrawing funds from an ATM
- When paying for commodities and services on the Internet
- When paying at a physical POS terminal
Cards-connected promotions
- Current promotions and games
- Use your card and win