VISA Gold credit card
- Approval up to 2 hours!
- High credit limit for your comfort
- Interest-free period up to 60 days
- Insurance coverage when traveling abroad
Some of the documents are currently only available in Bulgarian. We apologize for any inconvenience this may cause and are actively working on translation for wider accessibility.
What you receive
Comfortable
Credit limit up to BGN 30 000 or EUR 15 000
Flexible
Interest-free period up to 60 days
Insurance
Free insurance “Travel abroad assistance”
Advantages
- Approval up to 2 hours!
- In addition, you get free insurance “Travel abroad assistance” with high coverage
- Higher credit limits and access to several advantages and discounts in the country and abroad
- No fee for purchases in the country, abroad, and on the Internet
- Special rate for Vienna Airport Vienna Lounge and Sky Lounge
- Special offers on Visa premium products
- Register your premium credit card at myVisa and learn about special deals and offers you can take advantage of with the card in the country and abroad
VISA Gold credit card
ADDITIONAL OPERATIONS WITH VISA GOLD CARDS
According to TEXIM BANK AD tariff
Standard transaction limits on Visa Gold credit cards from Texim Bank.
| Visa Gold | |||
| Transactions in Bulgaria | Purchase of goods and services | Cash withdrawal | Total |
| EUR/USD | EUR | EUR | |
| Max. per transaction | 7 000 | 3 000 | |
| 24-hour limit | 7 000 | 3 000 | 7 000 |
| 7-day limit | 10 000 | 5 000 | 10 000 |
| Transactions outside of Bulgaria | |||
| Max. per transaction | 7 000 | 3 000 | |
| 24-hour limit | 7 000 | 3 000 | 7 000 |
| 7-day limit | 10 000 | 8 000 | 10 000 |
| Number of transactions per 24 hours | 40 | ||
| Number of transactions per 7 days | 60 | ||
| Max. number of PIN entries | 3 | ||
If you wish, you can set individual limits at any time, tailored to your abilities.
60-DAY GRACE PERIOD ON THE CREDIT CARD
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- The maximum grace period for purchases is up to 60 days since if a certain purchase is made on March 1, the repayment of the obligation can be made until April 30.
- If you choose to repay only a part of the obligation, formed during the previous month, interest is charged on the number of purchases from the date of the transaction
- The obligations, formed from cash withdrawal, do not have a grace period, meaning the charged interest always begins on the date of the transaction.
- If the obligations from the previous period are smaller than the minimum repayment due, then you owe an amount equal to the amount of the obligation
- In the event of non-payment of the minimum repayment (determined for the respective credit limit), the unpaid part of the obligation is charged with the corresponding overdue interest
- Credit limit + service – the ability to use the card with both the assigned credit limit and the available funds on the account, transferred over the limit
- My limit service – the ability to choose for yourself what part of the allocated credit limit should be available for credit card transactions
- SMS for card transactions
- SMS for card balances
- Automatic repayment of the credit card obligations
- 3DS online payments
- Acceptance or denial of Internet transactions through Texim Bank mobile banking
- Automatic payment of bills from a card
- Paying household bills online
- B-Pay card payment at an ATM
- General terms of TEXIM BANK AD
- Your rights when making payments in Europe
- Your funds on bank accounts in BGN and foreign currency and the interest charged on them, opened in TEXIM BANK, in a total amount of up to BGN 196,000 are protected by Bulgarian Deposit Insurance Fund
- Travel abroad assistance insurance
Additional options, advantages, and recommendations
3DS Online payments
- Maximum safety for the online payments
- You confirm payments through static and dynamic passwords or biometric authentication
Safety tips
- When withdrawing funds from an ATM
- When paying for commodities and services on the Internet
- When paying at a physical POS terminal
Cards-connected promotions
- Current promotions and games
- Use your card and win